Paano mag-loan

At OneClickMoney (powered by MoneyCat Financing Inc.), we believe borrowing should be fast, simple and stress-free. With just your smartphone or computer, you can complete the entire process online — no need to visit a branch, no paperwork, no long waiting.

How to Get a Loan: Simple Steps

1. Fill out the loan application form with basic personal information.
2. Upload a valid government-issued ID and selfie.
3. Submit your application — our system reviews it instantly.
4. Receive notification of approval via SMS or email (usually within minutes).
5. Once approved — funds are transferred directly to your bank account or e-wallet (often within minutes).

Why Choose OneClickMoney

• Fully online process — apply anytime and anywhere.
• Fast approval — most applications are reviewed within minutes, and you get a decision via SMS and email.
• Instant disbursement — once approved, funds go directly to your bank account or e-wallet, usually within minutes to a few hours.
• Flexible amounts & terms — borrow what you need (within approved limits) and choose repayment plans that suit your budget.
• Low-effort requirements — valid ID are usually enough; no collateral or guarantor needed.

What You Need to Qualify

1. A valid government-issued ID (e.g. passport, national ID, driver’s license)
2. Active bank account or e-wallet for fund transfer
3. Filipino citizen, meeting age (22+) and residency criteria

Fast Cash for Emergencies and Everyday Needs

Need money for unexpected expenses — like medical bills, car repairs, school fees, or urgent bills? OneClickMoney turns a long, complicated loan process into a quick and convenient online solution. You don’t have to wait in lines or deal with paperwork. Apply online in minutes — get cash when you need it.

Borrow Responsibly

Borrow only what you really need. Carefully read your repayment terms at SMS and email before accepting the loan. Late or missed payments could result in extra charges and affect your credit history. As with all credit — use it responsibly.

Questions or Need Help?

If you have questions about the application process, repayment schedule, or terms — our customer support team is ready to assist. Just contact us via the Help / Contact section on the website.